You can get an immediate online authorization in principle by filling out a few details. If you receive an agreement in principle, you can also choose the mortgage you want to apply for and continue your application online. Warning: Your home or property is at risk if you don`t keep payments for a mortgage or other secured credit on it. Once you have reached your agreement in principle, you can meet with one of our mortgage advisors in a branch or speak by phone to a member of our mortgage team. Ask for a reminder to fix this. It is only to draw your attention to this point that the company no longer offers products for short-term income protection (STIP). All references or information provided about STIP products during your application are not processed. You can get an agreement in principle online if you are: if you click below the ”Continue” button, launch your decision online and take it to the application page. Once you have received your decision, you can choose either ”Save and Leave” or ”Save and Continue” in a full mortgage application.

When you leave the system, you can go back in the future to put your decision in a full application. Warning: if you do not complete the repayments of your loan, your account will be late. This can affect your credit quality, which may limit your ability to access credit in the future. Warning: THE MORTGAGED PROPERTY (WHICH MAY BE YOUR HOME) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP Repayments On your Mortgage You do not commit to anything at this stage – you are not bound by a particular type of agreement if you decide to apply for a mortgage from us. Keep in mind that an AiP is not a guarantee we lend you. An agreement in principle will tell you how much we can lend you.